Bay Area Wealth Management & Investment Services
For the past 40 years, we have helped clients not only do
the thinking about their financial future, but the planning
too. We have a depth of knowledge and experience that will
help clients understand all of the options available, and
about how to build a strong financial foundation that will
help them to live financially comfortably now and into retirement.
InConcert Financial Group formed Heritage
Capital in 1991 to be a completely fee-based firm focused on preserving and creating wealth for
you and your family. We give you access to world-class financial
resources and use a relationship-based investment style centered
Our Wealth Management & Investment Services
Investment Monitoring and Oversight Service
Reviewing your investments and designing a personalized portfolio appropriate to your needs
Continual monitoring of your investments
Regular meetings to:
Review and evaluate your investment performance
Update your overall financial objectives
Reallocate your portfolio as agreed upon by you if necessary
Quarterly “market watch” letter detailing our firm's research, analysis, and view of the current state of the investment markets
Special informational bulletins
Tax Reduction Planning
Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
Periodic review of your tax situation and planning to incorporate any new tax law changes
Free consultation with your tax preparer
Recommendations of tax solutions including tax advantaged investments
Staying up to date on and presenting new tax laws that can affect your situation
Retirement Income and Distribution Planning
Analysis of your income needs now and in the future
Continual development and implementation of recommendations to fund your income needs and help you maintain a comfortable standard of living
Recommendations regarding the best distribution strategy for your employer retirement plans and IRAs
Analysis of the beneficiaries of your IRAs and how to establish an inherited IRA to continue your IRA for up to 70 years or longer after you pass away
Family Wealth Planning
Analysis of your current estate plan and concerns
Free consultation with your attorney
Assistance in transferring assets to your living trust or other trusts
Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
Client Services and Communication
Quarterly newsletter to keep you apprised of the most current planning options
Special reports on how to reduce your taxes and other important topics
On site notary service available
here for a Case Study.
Securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. Heritage Capital and InConcert Group are independent of BFCFS. This communication is strictly intended for individuals residing in the states of Arizona, California, Colorado, Connecticut, Idaho, Michigan, New Hampshire, Nevada, Texas, Washington and Wyoming.
IMPORTANT CONSUMER INFORMATION:
A broker-dealer, investment adviser, BD agent or IA rep may only transact business in a paticular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker-dealer, investment advisor, BD agent or IA rep requirements, as the case may be.
Follow-up, individualized responses to consumers in a particular state by broker-dealer, investment adviser, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for state's broker-dealer, investment adviser, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion.
For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA rep, a consumer should contact his or her state securities law administrator.